
Timiza Account
- No minimum balance
- Access funds via:
- Mobile banking (*493#)
- Unaitas Agent
- Unaitas ATM card
- Unaitas Mobile App
- Maintaining an active account enables a member to access MO cash Loan.
- Get notifications on your account transactions
- Original ID/Valid passport
- KRA pin certificate copy
- Kes 100 for membership (10 shares@ 10/=)

Jipange Account
Goal/purpose driven account. This is an excellent saving facility where members build up savings for school fees, holidays, weddings, festive season and other contingencies.
- No monthly charges
- Minimum balance Kes 1000
- Withdrawable 3 times in a year at no charge
- A charge of Kes 200 is applied for any other withdrawal upon surpassing the limits.
- Withdrawals done over the counter
- The saving account cannot be accessed via Alternative channels-to encourage saving more
- Earns interest annually
- It’s a continuous monthly savings, can be contributed through standing order, check off, mobile banking, bank transfer or direct deposit.
- Original ID/Valid passport
- KRA pin certificate copy
- Kes 100 for membership (10 shares@ 10/=)

Fixed Deposit Account
It’s a fixed term savings account with a pre-determined interest rate
- No monthly charges.
- Minimum of Kes. 5000/=
- Funds can be fixed either for 1, 3, 6,9 or 12 months.
- Forfeiture of interest if withdrawn before maturity.
- Funds may be used as loan collateral.
- Attractive interest rates.
- Have an existing account